Innovative Thinking. Increased Impact.

A captive solution that allows you to enhance your employee healthcare benefits while you improve your financial position and performance.

The Story of medTRANS Insurance: A Journey of Excellence

Bootstrapping a group captive was one of the hardest, if not THE most challenging tasks I’ve ever accomplished. That was 15+ years ago! How Did We Get Here? Share the backstory of medTRANS Insurance. Not many people ever know this side of the story, but they really should!

medTRANS’ Pulse and Personality are told through the experiences of many dedicated people. Without this team, I don’t know where medTRANS (and I) would be today. For that, I speak on behalf of all the members to say thank you for everyone’s active pursuit of excellence! As Vince Lombardi said, “Perfection is not attainable, but if we chase perfection, we can catch excellence.”

I keep describing medTRANS as a special captive insurance company! What makes it special is not just its unique structure and efficiencies but also the people! We are a think tank of experience and experts with complimentary minds and one mission. With participation, everyone succeeds!

medTRANS 2.0 has not completely developed yet! We have more goals to reach. With support and steerage from the committees and Board, I am confident we have more opportunities than ever before to continue evolving medTRANS to grow with the needs of the membership.
— Phil Holowka, Captive Manager

A Medical Stop-Loss Captive Program

The medTRANS captive insurance model is designed for financially stable business owners who want to control their healthcare, engage in proactive risk management, and participate in underwriting profits. By providing a higher level of transparency and control, medTRANS is dedicated to helping employers achieve lower healthcare spend and attain greater control over their insurance costs, which in turn protects their employees.

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We provide innovative solutions that create the opportunity for employers to mitigate risk, reduce healthcare costs, and enhance their bottom line

  • Transparency and risk management

  • Combined buying power among captive participants

  • Underwriting profits and increased cash flow

  • Customized insurance coverage

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Phil is on the leading edge and continues to find creative alternative solutions to our everyday problems we face daily in the daily business world.
Keep up the great work Phil.
Mike S.
If you are an ambulance service provider with an interest in innovative ways to insure your company and increase your bottom line, Phil is the man to talk to. He can explain and deploy insurance and tax structures that fit your business like no one else in our industry.
Chris K.
I first met Phil in May 2012. He shared with me tremendous opportunities for cost savings related to rising healthcare costs. Phil has been and continues to be a great asset in understanding the health insurance industry.
Dave T.
business resilience

Take Care of Your Employees and Build Business Resilience

Owning your own insurance company provides employers with a powerful tool to take control of their risk, while gaining financial flexibility and protection. Contact us to find out if your business is a good candidate for an employee benefits captive.